# Nicole Nevarez

Nicole Nevarez is a remote worker on Himalayas, Loss Mitigation SPOC / Team Lead at Mr. Cooper, based in United States.

Source: https://himalayas.app/@nicolenevarez

```text
Loan processor at Mr. Cooper who managed 75–100+ active borrower files monthly.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | United States |
| Authorized to work in | United States |
| Salary expectations | 46k+ USD |
| Job categories | Loan Processor, Loan Originators |
| Skills | Mortgage Loan Processing, Mortgage Servicing, Loss Mitigation, Loan Documentation, Loan File Review, Investor Guidelines, FHA Guidelines, VA Regulations, FNMA, FHLMC, HUD Guidelines, Underwriting Support, Borrower Information Verification, Third Party Verification, Financial Documentation |
| LinkedIn | https://linkedin.com/in/nicole-n-467148134 |

## What I'm looking for

```text
I'm prepared to bring my mortgage expertise to a Loan Processor role while continuing to advance in loan origination and processing.
```

## About

```text
At Mr. Cooper, I reviewed borrower financial documents, loan histories, appraisals, and property records to evaluate loss mitigation options. I applied FHA, VA, FNMA, FHLMC, and HELOC guidelines while managing 75–100+ active borrower files monthly.

I also conducted quality-control audits, supported specialists with complex loan resolution, and helped borrowers understand mortgage requirements in English and Spanish. Earlier, I reviewed applicant records for potential fraud at ApproveShield and prepared property damage estimates at Windhaven Insurance.
```

## Experience

### Loss Mitigation SPOC / Team Lead

[Mr. Cooper](https://himalayas.app/companies/mr-cooper). Oct 2023 - Nov 2025

```text
Managed a high-volume pipeline of 75-100+ borrower files monthly, applying investor guidelines and ensuring compliance. Trained and supported team members on complex loan resolution and servicing procedures.
```

Skills: Mortgage-Servicing, Loss-Mitigation, Investor-Guidelines, FHA, FNMA, FHLMC, HELOC, TILA, RESPA, Fair-Lending, Quality-Control, Pipeline-Management, Bilingual-English-Spanish

### Fraud Analyst

ApproveShield. Jun 2021 - Sep 2023

```text
Reviewed and analyzed documentation to identify fraud indicators, conducting verification through interviews and bank checks. Managed high-volume casework within strict deadlines.
```

Skills: Fraud-Detection, Document-Review, Financial-Analysis, Risk-Assessment, Verification, Case-Management

### Property Claims Adjuster

Windhaven Insurance. Jan 2018 - Dec 2020

```text
Conducted on-site property damage assessments and prepared Xactimate estimates. Reviewed and audited claim files for accuracy and compliance.
```

Skills: Property-Claims, Xactimate, Damage-Assessment, Claims-Auditing, Policy-Coverage, Documentation

### Claims Recovery Specialist

Croft Claim Works. Feb 2015 - Apr 2017

```text
Investigated various types of claims and coordinated with parties to resolve issues. Provided administrative support to the COO.
```

Skills: Claims-Investigation, Recovery, Documentation, Coordination, Administrative-Support

## Tech stack

- Zoom
- Xactimate

To contact Nicole, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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