# Loveleen Jain

Loveleen Jain is a remote worker on Himalayas, Management Trainee – Risk Management at Shivalik Small Finance Bank, based in India.

Source: https://himalayas.app/@loveleenjain

```text
Risk Management Management Trainee at Shivalik Small Finance Bank, developing loan portfolio monitoring and credit stress-testing models.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | India |
| Authorized to work in | India |
| Salary expectations | 91k+ INR |
| Job categories | Risk Analyst, Credit Risk Analyst, Market Risk Analyst, Liquidity Risk Manager |
| Skills | Credit Risk Management, Credit Monitoring, Credit Risk Stress Testing, Credit Risk Modelling, Credit Scoring, Probability Of Default (PD), Portfolio Analytics, Basel III, Standardized Approach, Operational Risk, ICAAP, NSFR Risk Validation, Collateral Management, Loan To Value Ratios, Regulatory Reporting |

## About

```text
At Shivalik Small Finance Bank, I prepared ICAAP documentation and regulatory risk reports, and developed Reputational Risk and Strategic Risk Scorecards. I also prepared risk committee decks to support senior management decision-making.

I built an LTV monitoring model for Warehouse and Gold Loan portfolios to track collateral coverage, identify exceptions, and flag threshold breaches. I also developed and enhanced a Python credit risk stress-testing model to assess adverse scenarios.

During my Basel III SA Implementation internship at BANK OF MAHARASHTRA (HO – Pune), I worked on operational risk capital calculations and conducted Risk and Control Self-Assessment. At NIBM Pune, I built a home-loan credit scorecard and Probability of Default model, and analyzed the biopharmaceutical sector from a lender’s perspective.
```

## Experience

### Management Trainee – Risk Management (current)

Shivalik Small Finance Bank. May 2026 - Present

```text
Prepared ICAAP documentation and regulatory risk reports, developed risk scorecards, and built an LTV monitoring model for collateral portfolios. Enhanced a credit risk stress testing model in Python to support proactive risk management.
```

Skills: ICAAP, Regulatory-Reporting, Scorecards, LTV-Monitoring, Python, Credit-Risk, Performance-Testing, Collateral-Management

### Summer Intern – Basel III SA Implementation

Bank of Maharashtra. May 2025 - Jun 2025

```text
Implemented the Standardized Approach for operational risk capital computation, calculated BIC and ILM, and conducted RCSA to evaluate control effectiveness.
```

Skills: Basel-III, Standardized-Approach, Operational-Risk, BIC, ILM, RCSA

## Education

### National Institute of Bank Management (NIBM), Pune

PGDM, Banking and Financial Services. 2024 - Present. Grade: 73.08%

```text
Pursuing PGDM in Banking and Financial Services with a score of 73.08%.
```

### School of Commerce, Devi Ahilya Vishwavidyalaya, Indore

B.Com, Accounting and Tax Management. 2020 - 2023. Grade: 83.93%

```text
Completed B.Com in Accounting and Tax Management with a score of 83.93%.
```

## Tech stack

- Python
- ChatGPT
- Power BI

To contact Loveleen, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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