# Khushi Jain

Khushi Jain is a remote worker on Himalayas, Analyst – Credit Risk at Citi, based in India.

Source: https://himalayas.app/@khushijain7

```text
I build credit risk models and customer analytics that improve revenue, targeting, and decision-making.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | India |
| Authorized to work in | India |
| Salary expectations | 968k+ INR |
| Job categories | Credit Risk Analyst, Data Analyst, Business Analyst, Product Analyst |
| Skills | Credit Risk, Decision Analytics, Data Analysis, Customer Analytics, Risk Modeling, Customer Engagement Modeling, Feature Engineering, Model Deployment, Model Monitoring, Data Quality, A B Testing, SQL, Python, Pandas, NumPy, Tableau, Microsoft Office, Market Analysis, Competitive Analysis, Digital Content Strategy |

## What I'm looking for

```text
I'm looking to build scalable, customer-centric analytics and product solutions where I can use data to improve risk decisions, customer engagement, and business outcomes.
```

## About

```text
At Citi, I build credit risk and customer engagement models that turn large-scale card and customer data into business decisions.

I developed a customer engagement model for approximately 20 million customers using more than 2,000 variables, projecting a 5% revenue uplift at scale. I also built a risk model for approximately 70 million customers using 3,000+ variables, projecting risk reduction and more than $2.2 million in incremental revenue.

I automate modeling workflows, including an AI-enabled roll-rate analysis adopted as a standard team workflow, reducing report effort by 30% and cutting a key modeling step from two days to five hours. Through Tableau dashboards, data-quality controls, model monitoring, A/B experiments, and 30+ customer profiling attributes, I improved sales-targeting accuracy by 28%.

Earlier, I supported market and competitive analysis at The Arc and created digital content strategies for financial services brands at The Minimalist. I bring an economics foundation, product thinking, and experience leading and mentoring teams to scalable, customer-centric analytics work.
```

## Experience

### Analyst – Credit Risk (current)

[Citi](https://himalayas.app/companies/citibank-switzerland-ag). Aug 2024 - Present

```text
Built customer engagement and risk models for large customer bases, driving revenue uplift and risk reduction. Automated workflows, developed dashboards, and mentored junior analysts.
```

Skills: SQL, Python, Tableau, Data-Modeling, A-B-Testing, Risk-Analytics, Automation, Stakeholder-Management

### Founder's Office Intern

The Arc. Jan 2023 - Mar 2023

```text
Conducted market and competitive analysis on emerging startups, synthesizing insights into strategic recommendations for business growth and product planning.
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Skills: Market-Research, Competitive-Analysis, Strategic-Planning

### Content Intern

The Minimalist. Aug 2020 - Sep 2020

```text
Created and analyzed digital content strategies for leading financial services brands.
```

Skills: Content-Strategy, Digital-Marketing, Analytics

## Education

### Indian Institute of Foreign Trade

MA, Economics. 2022 - 2024. Grade: 80%

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Pursued MA in Economics, achieving 80% and earning the Bronze Medalist distinction.
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### University of Delhi

BA (Hons.), Economics. 2019 - 2022. Grade: 9.068/10

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Completed BA (Hons.) in Economics with a CGPA of 9.068/10.
```

## Tech stack

- Tableau
- NumPy
- Pandas
- Python
- SQL

To contact Khushi, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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