# Jitesh Rajwani

Jitesh Rajwani is a remote worker on Himalayas, Data Analyst at IndusInd Bank, based in India.

Source: https://himalayas.app/@jiteshrajwani

```text
Data Analyst at IndusInd Bank who developed an XGBoost credit-scoring model that reduced annualized NPAs by ~₹115 Cr.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | India |
| Authorized to work in | India |
| Salary expectations | 1035k+ INR |
| Job categories | Data Analyst, Machine Learning Engineer, Data Scientist, Business Analyst |
| Skills | Machine Learning, Credit Risk Modeling, Credit Scoring, Risk Analytics, Feature Engineering, Model Monitoring, RAG, Hybrid Retrieval, Semantic Search, BM25, Reranking, Query Rewriting, Agentic AI, Stateful Workflows, Tool calling |

## About

```text
At IndusInd Bank, I developed a behavioral credit-scoring model for a microfinance portfolio, training XGBoost on historical repayment records and selecting 18 high-signal predictors. The final model delivered a 34% KS and 28% Gini uplift over the incumbent, and its risk scorecard reduced annualized NPAs by ~₹115 Cr.

I also built an agentic AI HR assistant with a RAG pipeline and LangGraph workflow, and created SAS workflows that automated monthly processing across multiple credit bureaus. In a personal real-estate project, I developed an XGBoost price predictor that reduced MAE by 33% over the baseline.
```

## Experience

### Data Analyst (current)

IndusInd Bank. Mar 2025 - Present

```text
Developed a behavioral credit-scoring model for a microfinance portfolio, achieving significant uplift in model performance and reducing NPAs. Also built an agentic AI HR assistant and automated bureau data processing workflows.
```

Skills: XGBoost, LightGBM, Random-Forest, Logistic-Regression, VAE, Feature-Engineering, EDA, Correlation, PSI, Drift, Scorecards, KPI-Analysis, SAS, RAG, BM25, Semantic-Search, LangGraph, Python, PySpark, Pandas, NumPy, SQL, Azure-Databricks, Power-BI, Excel, Git, Streamlit

## Education

### Great Learning

Post Graduate Program, Data Science and Engineering. 2023 - 2024

```text
Completed a Post Graduate Program in Data Science and Engineering from November 2023 to June 2024.
```

### Sri Venkateswara College, University of Delhi

Bachelor of Commerce, Commerce. 2019 - 2022. Grade: 8.12/10

```text
Pursued a Bachelor of Commerce degree, achieving a CGPA of 8.12/10.
```

### Databricks

Generative AI Engineering, Generative AI

```text
Earned a certification in Generative AI Engineering from Databricks.
```

### DeepLearning.AI

Machine Learning Specialization, Machine Learning

```text
Completed the Machine Learning Specialization offered by DeepLearning.AI.
```

## Tech stack

- SAS
- NumPy
- Pandas
- PySpark
- Python
- Streamlit
- Git
- SQL
- XGBoost
- LightGBM
- LangGraph
- Power BI

To contact Jitesh, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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