# Jeffrey Gratias

Jeffrey Gratias is a remote worker on Himalayas, Process Associate – Banking Operations at Datamatics Global Services Limited, based in India.

Source: https://himalayas.app/@jeffreygratias

```text
Banking operations professional at Datamatics who processes Axis Bank loans and built JobReady, an AI-powered job application app.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | India |
| Authorized to work in | India |
| Salary expectations | 105k+ INR |
| Job categories | Banking Operations Analyst, AI Automation Developer, Data Analyst |
| Skills | Banking Operations, Loan Processing, KYC Verification, Loan Verification, NMI, DDE, Process Compliance, Data Validation, AI Automation, Workflow Automation, Prompt Engineering, Data Analysis, Forensic Data Analysis, Risk Profiling |
| Website | https://jeffreygratias.github.io |
| Portfolio | https://jeffreygratias.github.io/Personal-portfolio |
| LinkedIn | https://linkedin.com/in/jeffreygratias |

## About

```text
At Datamatics Global Services Limited, I process Axis Bank personal loan applications using FinnOne CAS and Axis Omni, verifying KYC documents and income proofs while maintaining 98%+ accuracy. I also support loan lifecycle operations and handle sensitive financial data in line with RBI and banking KYC guidelines.

Through independent projects, I built JobReady, an AI-powered app that analyses job descriptions against resumes and generates tailored application materials. I also built Syntheion, a multimodal Telegram bot using n8n, LLaMA 3.3 Vision, and Wit.ai, and have created Power BI and Excel dashboards for project-based data analysis.
```

## Experience

### Process Associate – Banking Operations (current)

[Datamatics Global Services Limited](https://himalayas.app/companies/datamatics-careers-philippines). Oct 2025 - Present

```text
Process 30–40 Axis Bank personal loan applications daily via QDE and DDE workflows on FinnOne CAS and Axis Omni, verifying KYC documents, validating income proofs, and calculating NMI within strict compliance and TAT standards. Identify data discrepancies, flag inconsistencies, and coordinate corrections across systems, maintaining 98%+ accuracy in a high-volume regulated environment.
```

Skills: FinnOne-CAS, Axis-Omni, DDE, NMI, KYC-Verification, Loan-Verification, Data-Validation, Process-Compliance, Cross-functional-Coordination

### AI Automation Builder (Independent Projects) (current)

Self-Directed. Jan 2025 - Present

```text
Built JobReady, a live AI-powered web app that analyses job descriptions against resumes, generates tailored cover letters, identifies missing ATS keywords, and suggests stronger resume bullets. Built Syntheion, a multimodal Telegram bot handling text, voice, and image inputs via n8n, LLaMA 3.3 Vision, and Wit.ai, and designed multi-step n8n automation pipelines integrating external APIs.
```

Skills: GitHub-Models-API, GPT-5, N8n, LLaMA-3.3-Vision, OpenRouter, Wit.Ai, Telegram-Bot-Development, Prompt-Engineering, REST-APIs, GitHub-Pages, HTML, CSS, JavaScript

### Data Analyst (Project)

Novietech. Jan 2025 - Dec 2025

```text
Cleaned and structured customer behaviour datasets and developed Power BI and Excel dashboards for operational insights and business recommendations.
```

Skills: Data-Cleaning, Data-Structuring, Power-BI, Excel, Data-Analysis, Dashboard-Development

### Capstone Project Lead

Pondicherry University. Jan 2024 - Dec 2024

```text
Analysed business workflows and customer behaviour for a live SME, built data dashboards, and presented findings to an academic panel. Managed data flow, scoring dashboards, and logistics for the Biz-fortitude inter-collegiate business event involving 20+ teams.
```

Skills: Data-Analysis, Dashboard-Development, Project-Management, Event-Coordination, Workflow-Analysis

## Education

### Saradha Gangadharan College, Pondicherry University

Bachelor of Business Administration, Business Administration & Management

```text
Bachelor of Business Administration degree from Saradha Gangadharan College, Pondicherry University, completed in 2024.
```

### Petit Séminaire Higher Secondary School

Higher Secondary Certificate, Commerce, French, Business Studies

```text
Higher Secondary Certificate in Commerce, French, and Business Studies from Petit Séminaire Higher Secondary School, completed in 2021.
```

## Tech stack

- Telegram API
- Wit.ai
- Node.js
- React
- JavaScript
- Microsoft Excel
- GitHub Pages
- TypeScript
- Docker
- N8N
- OpenRouter
- Power BI
- Looker Studio

To contact Jeffrey, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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