# JC Sanclemente

JC Sanclemente is a remote worker on Himalayas, AVP, Fraud at Fairwinds Credit Union, based in United States.

Source: https://himalayas.app/@jcsanclemente

```text
Fraud leader at Fairwinds Credit Union who drove an almost 50% year-over-year reduction in fraud losses.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | United States |
| Authorized to work in | United States |
| Salary expectations | 125k+ USD |
| Job categories | Fraud Manager |
| Skills | Fraud Risk Management, Fraud Prevention, Fraud Investigation, Card Fraud, Payment Fraud, ACH Fraud, Wire Fraud, ATM Fraud, Account Takeover (ATO) Prevention, Fraud Analytics, Fraud Control, Loss Prevention, Fraud Risk Frameworks, SAR Oversight |

## About

```text
At Fairwinds Credit Union, I lead enterprise fraud strategy and day-to-day operations across multiple channels. The fraud risk strategies I designed and executed save over $10 million annually and drove an almost 50% year-over-year reduction in fraud losses.

Previously, I managed fraud investigations at Robinhood, where I built investigation processes and shared analytics that informed product design and risk controls. I also conducted criminal financial investigations for the State of Florida – Office of Financial Regulation, Criminal Enforcement, and investigated fraud and reviewed quality control at Stearns Lending.
```

## Experience

### AVP, Fraud (current)

Fairwinds Credit Union. Dec 2024 - Present

```text
Lead enterprise fraud strategy and day-to-day fraud operations, overseeing monitoring, investigations, and loss mitigation across multiple channels. Designed and executed fraud risk strategies that save over $10 million annually and drove a nearly 50% year-over-year reduction in fraud losses.
```

Skills: Fraud-Prevention, Fraud-Strategy, Risk-Management, ACH, Wires, RDC, ATM, Cards, Digital-Payments, Account-Takeover, SARs, FinCEN, Analytics, Dashboarding, Executive-Reporting, Anti-Money-Laundering, Training

### Fraud Manager

Fairwinds Credit Union. Aug 2023 - Dec 2024

```text
Managed fraud operations and investigations, establishing risk frameworks and thresholds. Oversaw SAR decisioning and quality control, and produced executive-level reporting on fraud losses and trends.
```

Skills: Fraud-Management, Investigation, Risk-Frameworks, SARs, FinCEN, Analytics, Reporting, Anti-Money-Laundering, Training

### Manager of Fraud Investigations

[Robinhood](https://himalayas.app/companies/robinhood). Jul 2020 - Aug 2023

```text
Managed a team of fraud investigators responsible for alert review and customer-reported fraud investigations. Built investigation processes and delivered analytics and insights to inform product design and risk controls.
```

Skills: Fraud-Investigation, Team-Management, Process-Improvement, Analytics, Dashboarding, Root-Cause-Analysis, SLA-Management, Regulatory-Compliance

### Financial Investigator

State of Florida - Office of Financial Regulation. Jan 2018 - Jun 2020

```text
Conducted complex criminal financial investigations, including interviews, sworn statements, subpoenas, and record analysis. Developed exhibits and reports supporting prosecutions and collaborated with law enforcement agencies.
```

Skills: Criminal-Investigations, Financial-Analysis, Subpoenas, Law-Enforcement-Coordination, Report-Writing

### Fraud Investigator / Quality Control Auditor

Stearns Lending. Jan 2012 - Dec 2017

```text
Led high-risk fraud investigations and quality control reviews for mortgage lending operations. Analyzed transactions and loan files to identify fraud and compliance deficiencies, and advised senior management on fraud risk.
```

Skills: Fraud-Investigation, Quality-Control, Mortgage-Lending, Transaction-analysis, Compliance, Risk-Advisory

## Education

### University of Central Florida

Bachelor of Arts

```text
Bachelor of Arts degree from the University of Central Florida.
```

### Chainalysis

Chainalysis Cryptocurrency Fundamentals Certification (CCFC), Cryptocurrency

```text
Certified in Chainalysis Cryptocurrency Fundamentals.
```

## Tech stack

- Tableau
- Salesforce
- Jira
- SQL
- Microsoft Office

To contact JC, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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