# Jana Criel

Jana Criel is a remote worker on Himalayas, Client Group Analyst at AllianceBernstein, based in United States.

Source: https://himalayas.app/@janacriel

```text
Underwriting Associate at Wells Fargo who reviewed loan timelines and strengthened quality assurance.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | United States |
| Authorized to work in | United States |
| Salary expectations | 63k+ USD |
| Job categories | Loan Underwriter |
| Skills | Underwriting, Loan Underwriting, Risk Management, Quality Assurance, Regulatory Compliance, Loss Mitigation, Research Timelines, Waterfall Calculations, Financial Analysis, Credit Assessment, Bankruptcy, Short Sale, Internal Audit, Document Management, Pipeline Management |

## About

```text
At Wells Fargo, I reviewed loan timelines for Remediation Management, examining loan documentation and completing waterfall recalculations where permissible. I identified risks and problem areas while maintaining a pipeline of 10–225 loans.

As a quality assurance partner, I validated team members’ data against investor policies before the next remediation step. I also conducted first- and second-level reviews for assigned CIRT issues and reviewed documentation for accuracy and completion.

Earlier at Wells Fargo, I analyzed loan applications and assessed creditworthiness, reviewed short sale offers, and supported customers in foreclosure or at risk of delinquency. I also created a tool template to aid the bankruptcy amendment process and job aids to help peers with compliance and quality.
```

## Experience

### Client Group Analyst

AllianceBernstein. Jul 2025 - Oct 2026

```text
■ Prepared 100+ standard and customized reports that are clear, accurate, and effectively communicate data insights.
■ Trained team members on the use of reporting tools, increasing overall productivity within the
department.
■ Collaborated with cross-functional teams to enhance data accuracy and reporting efficiency.
```

### Underwriting Associate, Remediation Management

[Wells Fargo](https://himalayas.app/companies/wells-fargo). Jan 2022 - Dec 2024

```text
Conducted loan timeline research reviews and waterfall recalculations, identifying risks and recommending improvements. Served as a quality assurance partner and SME, providing coaching to improve compliance and process goals.
```

Skills: Underwriting, Quality-Assurance, Risk-Management, Loan-Documentation, Waterfall-Calculations, Pipeline-Management, SME, Coaching, Compliance, Audit

### Consumer Loan Underwriter 2, HP Underwriting

[Wells Fargo](https://himalayas.app/companies/wells-fargo). Mar 2017 - Jan 2022

```text
Analyzed, reviewed, and decisioned loan results for loss mitigation options, ensuring compliance with investor guidelines. Conducted financial analysis on loan applications and managed pipeline status to enhance compliance and accuracy.
```

Skills: Underwriting, Financial-Analysis, US-GAAP, Balance-Sheet, Income-Statement, Tax-Returns, Pipeline-Management, Risk-Assessment, Compliance, Decisioning

### Bankruptcy Specialist

[Wells Fargo](https://himalayas.app/companies/wells-fargo). Apr 2016 - Mar 2017

```text
Interacted with bankruptcy attorneys and managed requests to amend proof of claims. Reviewed court orders and researched loan records to negotiate with attorneys and debtors, and created a tool template to aid the amendment process.
```

Skills: Bankruptcy, Proofs-Of-Claim, Judicial-Orders, Loan-Records, Negotiation, SME, Process-Improvement, Tool-Development

### Loan Adjustor – Short Sales

[Wells Fargo](https://himalayas.app/companies/wells-fargo). Jan 2015 - Mar 2016

```text
Analyzed, reviewed, and decisioned short sale offers by partnering with Appraisal and REO departments to maximize net proceeds. Evaluated short sale documentation and maintained delegation signing authority while condensing reputational and financial risk.
```

Skills: Short-Sale, Underwriting, Risk-Management, Appraisal, REOs, Credit-Analysis, Infosec, Delegation

### Loan Servicing Specialist 4 – FCC Research/ Escalations Team

[Wells Fargo](https://himalayas.app/companies/wells-fargo). Sep 2013 - Jan 2015

```text
Responded to customer inquiries by partnering with CCRG and Office of the President to assist customers in foreclosure or at high risk for delinquency. Analyzed and solved complex operational and systems-related issues under limited supervision.
```

Skills: Customer-Service, Foreclosure, Escalation-Management, Problem-Solving, Operations, Systems, Coaching, Project-Involvement

### Loan Servicing Specialist 3 – FCC and FCC Pilot Team

[Wells Fargo](https://himalayas.app/companies/wells-fargo). Apr 2012 - Aug 2013

```text
Completed customer inquiries with strong telephone etiquette and compliance conformity. Managed a pipeline of 73-230 loans in a call center environment, discussing cash incentives for liquidation through Deed in Lieu and Short Sales.
```

Skills: Call-Center, Customer-Service, Pipeline-Management, Deed-In-Lieu, Short-Sale, Coaching, Mentorship, Compliance, Quality

## Tech stack

- Microsoft Excel
- Microsoft Word
- Microsoft PowerPoint

To contact Jana, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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