# Florin Covaciu

Florin Covaciu is a remote worker on Himalayas, Financial Institution Auditor at Microfinance Sector, based in Sweden.

Source: https://himalayas.app/@florincovaciu

```text
I lead banking and microfinance operations, improving service, compliance, client relationships, and operational performance across international markets.
```

| Detail | Value |
| --- | --- |
| Availability | Open to opportunities |
| Location | Sweden |
| Authorized to work in | Sweden |
| Job categories | Operations Manager, Chief Executive Officer, Chief Operating Officer, General Manager, Regional Manager, Financial Auditor, Senior Analyst, Client Relationship Manager, Compliance Manager, Operations Management Director, Director Of Operations Management, Director of Operations, Executive Operations Manager |
| Skills | Operations Leadership, Customer Relationship Management, Team Leadership, Process Improvement, Compliance, Documentation, CRM, Database Management, Stakeholder Communication, Multi Cultural Management, Records Management, Data Management, Google Workspace, Microsoft Office, Event Coordination, Meeting Coordination, Cross Functional Communication, Financial Auditing, Operational Planning, Loan Portfolio Management |
| Website | https://florincovaciu.work |
| LinkedIn | https://linkedin.com/in/florincovaciu |

## What I'm looking for

```text
I'm looking to lead operations, client relationships, compliance, and service improvement in an international, mission-driven financial services organization.
```

## About

```text
I've led banking and microfinance operations across Europe, the Caribbean, and the Pacific for more than 25 years, improving service quality, compliance, and client relationships.

As CEO of Aurora NBFI, I reduced loan arrears by 2.4% while growing the loan portfolio by 13%, streamlining procedures, and launching new services. I served as the primary contact for institutional partners and clients.

At SPBD Microfinance and FINCA Haiti, I led client-facing operations, cross-functional teams, and complex documentation processes, including stakeholder communication for a CAD 5 million digital transformation program. Earlier, I expanded Express Finance / CHF International from 3 to 40 branches and built its policies, training, recruitment, and employee-development practices.

Most recently, I audit financial institutions' operational and administrative processes, verify regulatory documentation, and provide actionable recommendations to senior management. I work fluently in Romanian, English, and French, with conversational Swedish.
```

## Experience

### Financial Institution Auditor (current)

Microfinance Sector. Feb 2026 - Present

```text
Audit operational and administrative processes for financial institutions, verifying documentation accuracy and regulatory compliance. Deliver detailed audit reports and actionable recommendations to senior management.
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Skills: Audit, Compliance, Documentation, Reporting

### Chief Executive Officer

Aurora NBFI. May 2024 - Feb 2026

```text
Led overall operations and served as primary point of contact for institutional partners and clients. Reduced loan arrears by 2.4% while growing the loan portfolio by 13%.
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Skills: Operations-Leadership, Loan-Portfolio-Management, Process-Improvement

### Senior Analyst

Microfinanza Rating. Apr 2023 - Apr 2024

```text
Conducted institutional assessments for 34 financial institutions across Europe and Asia. Prepared detailed reports and communicated recommendations to senior stakeholders.
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Skills: Financial-Analysis, Reporting, Stakeholder-Communication, Project-Management

### General Manager / Board Member

SPBD Microfinance. Oct 2018 - Mar 2023

```text
Led a team of 55+ employees, maintaining high service standards across all client-facing operations. Strengthened customer engagement through new communication and service initiatives.
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Skills: Team-Leadership, Customer-Engagement, Operations-Management, Project-Coordination

### Chief Operations Officer / Deputy CEO

FINCA Haiti. Oct 2016 - Sep 2018

```text
Directed operational activities across departments serving thousands of customers. Managed documentation, reporting, and stakeholder communication for a CAD 5 million digital transformation program.
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Skills: Operations-Management, Digital-Transformation, Stakeholder-Communication, Documentation

### Regional Manager

BCR Social Finance. Sep 2014 - Oct 2016

```text
Built long-term relationships with customers and business partners. Coordinated regional operations across multiple locations, ensuring accurate reporting and documentation.
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Skills: Regional-Operations, Reporting, Documentation

### Director

Carpatica Commercial Bank. May 2011 - Sep 2014

```text
Oversaw daily operations across ten branches. Ensured compliance, documentation accuracy, and high standards of customer service.
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Skills: Operations-Management, Compliance, Customer-Service, Branch-Management

### Director

Patria Bank. Apr 2008 - Apr 2011

```text
Managed customer relationships, operational planning, and branch coordination. Introduced new financial products while supporting staff development and service quality.
```

Skills: Customer-Relationship-Management, Operational-Planning, Product-Development, Staff-Development

### Chief Operations Officer

Express Finance / CHF International. Jan 1999 - Jan 2008

```text
Led national operational activities during expansion from 3 to 40 branches. Developed policies, procedures, and training programs; managed recruitment and employee development.
```

Skills: Operations-Leadership, Policy-Development, Training, Recruitment

### Teacher

Center for Curative Pedagogy. Jan 1997 - Jan 1999

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Worked with young people with special needs, managing admission, onboarding, and documentation for new arrivals.
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Skills: Special-Education, Onboarding, Documentation

### Warehouse Manager

Dita Pharm. Jan 1994 - Jan 1997

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Managed warehouse administration and logistics for distribution to 183 pharmacies. Supervised a team of 18 employees and implemented process improvements.
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Skills: Warehouse-Management, Logistics, Team-Supervision, Process-Improvement

## Education

### British Open University

Professional Certificate, Management

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Earned professional certificates in General Management, Financial Management, Human Resources, and Client Relationship Management.
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### Babeș-Bolyai University

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Attended Babeș-Bolyai University in Cluj Napoca, Romania.
```

## Tech stack

- Google Workspace

To contact Florin, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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