# Donnie Moss

Donnie Moss is a remote worker on Himalayas, Senior Mortgage Underwriter at Willow Bend Mortgage, based in United States.

Source: https://himalayas.app/@donniemoss

```text
Senior Mortgage Underwriter at Willow Bend Mortgage, underwriting complex FHA, VA, Jumbo, and Non-QM loans.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | United States |
| Authorized to work in | United States |
| Salary expectations | 85k+ USD |
| Job categories | Mortgage Underwriter |
| Skills | Mortgage Underwriting, FHA Loans, VA Loans, USDA Loans, Conventional Loans, Jumbo Loans, Non QM Loans, Renovation Loans, Down Payment Assistance, Bond Loans, Retail Mortgage Lending, Wholesale Mortgage Lending, Income Analysis, Self Employed Borrower Analysis, Credit Risk Assessment |

## About

```text
At Willow Bend Mortgage, I underwrite FHA, VA, USDA, Conventional, Jumbo, Non-QM, Renovation, and Bond loans. I take on complex income, credit, and collateral files that require judgment beyond the AUS, and look for sound, compliant paths to approval.

At Southwest Funding, I led a team of five underwriters and underwrote for both Retail and TPO/Wholesale channels. I became a resource for difficult scenarios and guideline questions while maintaining file quality and compliance.
```

## Experience

### Senior Mortgage Underwriter

Willow Bend Mortgage. Apr 2025 - Nov 2026

```text
Decisioned FHA, VA, USDA, and Conventional loans, owning complex income, credit, and collateral files. Underwrote Jumbo, Non-QM, Renovation, and Bond loans to investor-specific guidelines, handling 40-45 files per month at peak.
```

Skills: FHA, USDA, Conventional, Jumbo, Non-Qualified-Mortgage-(Non-QM), Renovations, Bond, Encompass, DU-LP, LPA, GUS, FHA-Connection, VA-WebLGY, Calyx-(POINT)

### Senior Mortgage Underwriter Team Lead

Southwest Funding. Aug 2015 - Apr 2025

```text
Led a team of 5 underwriters, driving productivity, consistency, and quality assurance. Underwrote up to 63 files per month at peak volume for both Retail and TPO/Wholesale divisions.
```

Skills: Team-Leadership, Quality-Assurance, Retail, TPO-Wholesale, Encompass, DU-LP, LPA, GUS, FHA-Connection, VA-WebLGY, Calyx-(POINT)

### Senior Account Manager

[loanDepot](https://himalayas.app/companies/loandepot). May 2013 - Aug 2015

```text
Managed a pipeline of FHA, VA, Conventional, and HARP loans from submission to close, with in-depth credit, income, and appraisal review. Led and developed team members while ensuring program compliance.
```

Skills: FHA, Conventional, HARP, Credit-Analysis, Income-Analysis, Appraisal-Review, Team-Leadership, Compliance, HUD-1, Post-Closing

### Mortgage Loan Consultant, Corporate Relocation

Citibank. May 2012 - May 2013

```text
Delivered purchase financing for relocating employees of corporate partners, preparing files to underwriter and agency standards.
```

Skills: Mortgage-Lending, Relocation, Underwriting-Guideline-Knowledge, File-Preparation

## Education

### DE and SAR Certified Underwriter for Agency, Jumbo, and Non-QM Loans

DE and SAR Certified Underwriter, Underwriting

```text
Certified underwriter for Agency, Jumbo, and Non-QM loans.
```

## Tech stack

- Harp

To contact Donnie, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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