# cynthia maulina

cynthia maulina is a remote worker on Himalayas, Business Owner & Yoga Instructor at MULA Yoga Studio & Movement, based in Indonesia.

Source: https://himalayas.app/@cynthiamaulina

```text
FP&A Manager at Funding Societies who developed driver-based forecasts for lending and payments businesses across Southeast Asia.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | Indonesia |
| Authorized to work in | Indonesia |
| Salary expectations | 20000k+ IDR |
| Job categories | FP&A Analyst, Commercial Finance Manager, Commercial Insights Product Owner |
| Skills | Financial Planning And Analysis, Driver Based Budgeting, Driver Based Forecasting, Financial Modeling, Variance Analysis, Performance Analysis, Management Reporting, Commercial Finance, Lending, Payments, Key Driver Analysis, Cost Control, Sales Incentive Design, Partner Economics, Business Partnering |

## About

```text
At Funding Societies, I developed and maintained driver-based forecasts for lending and payment businesses, incorporating disbursement productivity, portfolio DPD, funding facilities, risk assumptions, and user acquisition and retention.

I also developed standardized monthly business reviews and driver-based variance analysis. I partnered with country heads and business teams on performance reviews and new product launch assessments, and supported fundraising due diligence with Investor Relations.

At PT Home Credit Indonesia, I managed sales performance scorecards and developed sales incentive and bonus schemes aligned with monthly business KPIs. I also evaluated partner commission rates and promotional arrangements to assess profitability.

At MULA Yoga Studio & Movement, I operate a yoga and movement business, managing finance, marketing, partnerships, and class operations. Earlier, I supported budgeting, forecasting, reporting, and internal audit work at PT Home Credit Indonesia, PT Lion Superindo, and PwC Indonesia.
```

## Experience

### Business Owner & Yoga Instructor (current)

MULA Yoga Studio & Movement. Jun 2026 - Present

```text
Operates a yoga and movement business, managing finance, marketing, partnerships, and class operations. Coordinates with local business partners and leads yoga classes as part of day-to-day operations.
```

Skills: Business-Management, Finance, Marketing, Partnerships, Yoga-Instruction

### FP&A Manager

[Funding Societies](https://himalayas.app/companies/funding-societies). Sep 2022 - Mar 2026

```text
Developed and maintained driver-based financial forecasts for lending and payment businesses, incorporating disbursement productivity, portfolio DPD, funding facilities, risk assumptions, and user acquisition and retention. Partnered with country heads and business teams on financial performance reviews and new product launch assessments, and supported regional financial planning for Vietnam, Thai
```

Skills: Driver-Based-Forecasting, Financial-Modeling, Variance-Analysis, Business-Partnering, Lending, Payments, Management-Reporting, Financial-Due-Diligence

### Commercial Insight Product Owner

PT Home Credit Indonesia. Jan 2021 - Aug 2022

```text
Managed sales performance scorecards across sales agents and territorial managers to support target monitoring and accountability. Developed and administered sales incentive and bonus schemes aligned with monthly business KPIs, and evaluated partner commission rates and promotional arrangements to assess partner profitability.
```

Skills: Sales-Performance, Incentive-Programs, Partner-Economics, Commercial-Initiatives, Cross-functional-Coordination

### FP&A Analyst

PT Home Credit Indonesia. Oct 2016 - Dec 2020

```text
Supported annual budgeting and quarterly forecasting for revenue and operating expenses using a driver-based planning approach. Contributed to SAP-related reporting integration and conducted cost-benefit analyses for Operations and IT automation initiatives.
```

Skills: Budgeting, Forecasting, Driver-Based-Planning, SAP, Cost-Benefit-Analysis, Management-Reporting

### External Financial Reporting

PT Lion Superindo. Nov 2013 - Oct 2016

```text
Prepared management reports and ad hoc financial reporting to support business monitoring.
```

Skills: Financial-Reporting, Management-Reporting

### Internal Audit Associate

[PwC Indonesia](https://himalayas.app/companies/pwc). Sep 2012 - Oct 2013

```text
Reviewed clients' internal controls and provided recommendations for process and control improvements.
```

Skills: Internal-Audit, Internal-Controls, Process-Improvement

## Education

### Universitas Padjadjaran

Bachelor's Degree, Accounting. Grade: 3.44/4.00

```text
Bachelor's degree in Accounting from Universitas Padjadjaran, Bandung, completed in 2012.
```

## Tech stack

- SAP

To contact cynthia, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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