# Claire Makhanu

Claire Makhanu is a remote worker on Himalayas, Credit Officer at Stima Sacco Dt Ltd, based in Kenya.

Source: https://himalayas.app/@clairemakhanu

```text
Credit Officer at Stima Sacco Dt Ltd, monitoring loan flows and standardising credit processes to strengthen controls.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | Kenya |
| Authorized to work in | Kenya |
| Salary expectations | 30k+ USD |
| Job categories | Finance And Treasury Operations, Accountant, Operations Officer |
| Skills | Credit Operations, Loan Evaluation, Credit Risk Analysis, Loan Processing, Loan Disbursement, Repayment Monitoring, Debt Collection, Treasury Operations, Liquidity Monitoring, Cash Position Reporting, Cash Flow Forecasting, Bank Reconciliation, Mpesa Reconciliation, Payment Processing, IFT |
| LinkedIn | https://linkedin.com/in/clairemakhanu |

## About

```text
At Stima Sacco Dt Ltd, I monitor loan disbursements and repayments, track performance against KPIs, and standardise credit processes to strengthen internal controls. I also appraise and process loans for SME and salaried customers.

As Shared-Services Accountant, I managed IFT, RTGS and EFT payments and reconciled M-Pesa B2B and B2C transactions. I documented processes and developed SOPs, while supporting liquidity monitoring and cash position reporting.

Earlier, as Accountant at Stima Sacco Dt Ltd, I prepared cash flow and budget-variance reports, forecasts and consolidated profit and loss reports. I hold a Master of Development Finance and am CPA (K)-certified, with a Lean Six Sigma Yellow Belt and a Certified Credit Professional credential.
```

## Experience

### Credit Officer (current)

Stima Sacco Dt Ltd. Mar 2023 - Present

```text
Monitor loan disbursements and repayment flows, track KPIs, and standardize credit processes. Coordinate with internal teams to maintain audit-ready records and resolve customer inquiries.
```

Skills: Loan-Disbursement, Repayment-Monitoring, Credit-Risk-Analysis, KPI-Tracking, Process-Standardization, Internal-Controls, Stakeholder-Coordination, Customer-Service

### Shared-Services Accountant

Stima Sacco Dt Ltd. Jul 2020 - Feb 2023

```text
Managed payment processing and settlement for IFTs, RTGS, and EFTs, and performed daily reconciliations of M-Pesa transactions. Documented processes, developed SOPs, and supported liquidity monitoring and cash position reporting.
```

Skills: Payment-Processing, Settlements, Bank-Reconciliation, M-Pesa-C2B-B2C, SOP-Development, Process-Automation, Liquidity-Monitoring, Cash-Reporting, FX-Settlement, Money-Markets

### Accountant

Stima Sacco Dt Ltd. Feb 2019 - Jun 2020

```text
Prepared weekly management reports on cash flows and budget variance, reconciled bank accounts and general ledger, and prepared statutory returns. Maintained asset register and managed payroll.
```

Skills: Cash-Reporting, Budget-variance-analysis, Bank-Reconciliation, General-Ledger-Accountant, Statutory-Returns, Payroll-Management, Asset-Register-Management, Audit-Support

## Education

### Senior Management Course

Senior Management Course, Management. 2026 - Present

```text
Senior Management Course, online, in progress from 23 November 2026 to 15 January 2027.
```

### Google

Google Project Management Certificate, Project Management

```text
Google Project Management Certificate, in progress with expected completion in December 2026.
```

### Moringa School

Software Engineering (Full-Stack Developer), Software Engineering

```text
Software Engineering (Full-Stack Developer) certification issued by Moringa School in May 2024.
```

### Moi University

Bachelor of Science, Business Management (Finance and Banking). Grade: First Class Honors

```text
Bachelor of Science in Business Management with a focus on Finance and Banking, awarded with First Class Honors.
```

### KCA University

Master of Development Finance, Development Finance

```text
Master of Development Finance degree from KCA University.
```

### KASNEB Kenya

CPA (K), Accounting

```text
Certified Public Accountant (CPA K) certification issued by KASNEB Kenya in December 2015.
```

### Moi University

Diploma, Business Management. Grade: Distinction

```text
Diploma in Business Management with Distinction.
```

### KASNEB Kenya

CCP, Credit

```text
Certified Credit Professional (CCP) certification issued by KASNEB Kenya in September 2026.
```

## Tech stack

- Microsoft Excel
- monday.com
- ChatGPT
- Microsoft Word
- Microsoft PowerPoint

To contact Claire, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

## People also viewed

- [stellah maina](https://himalayas.app/@stellahmaina): Accountant, Sany International Limited
- [Nobert Bwire](https://himalayas.app/@nobertbwire): Senior Finance Officer – Payments, TIBU Health
- [Chepkoech Soi Soi](https://himalayas.app/@chepkoechsoisoi): Accountant, Finsafe Co op Society
- [Kipyegon Patrick](https://himalayas.app/@kipyegonpatrick): Reliever Personal Banker, Co operative Bank of Kenya
- [geoffrey kuria](https://himalayas.app/@geoffreykuria): Credit Controller Manager, Cobra Security Company Limited
- [Nafisa Omar](https://himalayas.app/@nafisaomar): Bank Teller, Salaam Micro Finance Bank
- [Tabitha Amu](https://himalayas.app/@tabithaamu): Finance & Operations Officer, Tekivision General Trading Company Ltd
- [Grace Waruingi](https://himalayas.app/@gracewaruingi1): Finance Consultant, Pacera
- [Melvin Kamiri](https://himalayas.app/@melvinkamiri): Credit Officer – Business, Caritas Microfinance Bank
- [caroline wambui](https://himalayas.app/@carolinewambui4): Accountant, Mofaa Sacco Society Limited