# CA Kunal Verma

CA Kunal Verma is a remote worker on Himalayas, Bookkeeper at Paramorph Architecture Inc., based in Canada.

Source: https://himalayas.app/@cakunalverma

```text
Bookkeeper at Paramorph Architecture Inc., maintaining the general ledger, processing payroll, and preparing financial reports.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | Canada |
| Authorized to work in | Canada |
| Salary expectations | 40k+ CAD |
| Job categories | Accountant, Credit Manager, Internal Auditor, Auditor, Audit Executive |
| Skills | Bookkeeping, Financial Reporting, General Ledger Accountant, Reconciliations, Payroll, Fixed Asset Accounting, Project Accounting, Credit Underwriting, Credit Assessment, Cash Flow Analysis, Credit Risk, Internal Audit, Risk Based Audit, Statutory Audits, Concurrent Audit |
| LinkedIn | https://linkedin.com/in/kunal-verma-86441b79 |

## About

```text
At Paramorph Architecture Inc., I maintain the general ledger, prepare financial and management reports, and handle reconciliations and trial balances.

I also process payroll and maintain fixed asset and depreciation records, while supporting tax preparation and project accounting.

At Godrej Capital Limited, IDFC First Bank, and HDFC Bank Ltd., I assessed property-backed and corporate credit, analysed borrower cash flows, and reviewed repayment capacity. My work included recommending or approving credit amounts and working capital limits within delegated authority.

Earlier, I conducted risk-based internal, credit, operational, statutory, and concurrent audits. As Quality Assurance Officer at Lovely Group, I led internal audit and quality reviews and designed audit programmes.
```

## Experience

### Bookkeeper (current)

Paramorph Architecture Inc.. Mar 2026 - Present

```text
Maintains general ledger, journal entries, reconciliations and trial balances; prepares financial and management reports. Processes payroll, maintains fixed asset and depreciation records, and supports tax preparation and project accounting.
```

Skills: General-Ledger-Accountant, Journal-Entries, Reconciliations, Trial-Balances, Financial-Reporting, Payroll, Fixed-Assets, Depreciation, Tax-Preparation, Project-Accounting

### Credit Manager

Godrej Capital Limited. Feb 2025 - Jan 2026

```text
Appraised property-backed loans, analysed borrower cash flows and recommended approval amounts and risk mitigations. Coordinated legal, fraud control and disbursement reviews to meet credit policy and regulatory requirements.
```

Skills: Credit-Appraisal, Cash-Flow-Analysis, Risk-Mitigation, Legal-Coordination, Fraud-Control, Disbursements, Credit-Policy, Regulatory-Compliance

### Credit Manager

IDFC First Bank. Mar 2023 - Feb 2025

```text
Approved property-backed loans within delegated authority after reviewing financials, repayment capacity and legal reports. Partnered with legal, fraud control and operations teams to meet processing timelines and documentation standards.
```

Skills: Credit-Approval, Financial-Analysis, Repayment-Capacity, Legal-Reporting, Fraud-Control, Operations, Documentation-Standards

### Credit Manager

HDFC Bank Ltd.. Apr 2022 - Mar 2023

```text
Assessed corporate creditworthiness and approved working capital limits using financial and business analysis. Conducted borrower visits, developed credit scoring models and monitored repayments for early signs of delinquency.
```

Skills: Credit-Assessment, Working-Capital, Financial-Analysis, Business-Analysis, Credit-Scoring, Delinquency-Monitoring

### Senior Audit Officer

Capital Small Finance Bank Ltd.. Jul 2018 - Apr 2022

```text
Conducted risk-based internal, credit and operational audits across branches and head office. Prepared audit reports and risk alerts; reviewed internal controls, cash balances and post-audit compliance.
```

Skills: Internal-Audit, Credit-Audits, Operational-Audits, Risk-Assessment, Audit-Reporting, Internal-Controls, Compliance

### Quality Assurance Officer

Lovely Group. Nov 2016 - Jun 2018

```text
Led internal audit and quality reviews; designed audit programmes and conducted tax, inventory and franchise audits.
```

Skills: Internal-Audit, Quality-Assurance, Audit-Programme-Design, Tax-Audits, Inventory-Audits, Franchise-Compliance

### Audit Executive

VSAP & Associates. Oct 2012 - Sep 2015

```text
Performed statutory and concurrent audits, finalised balance sheets, and prepared tax audit reports and working papers.
```

Skills: Statutory-Audits, Concurrent-Audit, Balance-Sheet-Finalization, Tax-Audits, Working-Papers

## Education

### Institute of Chartered Accountants of India

Chartered Accountant, Accounting

```text
Qualified as a Chartered Accountant from the Institute of Chartered Accountants of India in 2021.
```

### Guru Nanak Dev University

Bachelor of Commerce, Commerce

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Completed a Bachelor of Commerce from Guru Nanak Dev University, India in 2013.
```

## Tech stack

- Salesforce
- Google Workspace
- Microsoft Office

To contact CA Kunal, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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