# Bilal Azhar

Bilal Azhar is a remote worker on Himalayas, Founder and Lead Consultant at The Provident Advisory, based in Pakistan.

Source: https://himalayas.app/@bilalazhar1

```text
Fractional CFO at The Provident Advisory building transaction models for acquisitions, renewables, and capital raises.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | Pakistan |
| Authorized to work in | Pakistan |
| Salary expectations | 60k+ USD |
| Job categories | Fractional CFO, Financial Modeller, Investment Executive, Corporate Analyst, Equity Research Analyst, Investment Banker |
| Skills | Financial Modeling, M&A, Corporate Finance, LBO Modeling, Three Statement Modeling, Project Finance, Debt Sizing, Debt Structuring, Capital Raising, Renewable Energy Finance, Real Estate Modeling, Financial Analysis, Valuation, Credit Analysis, Credit Risk |
| LinkedIn | https://linkedin.com/in/sbazhar |

## What I'm looking for

```text
I support entrepreneurs, sponsors, search funds, and founders as an external CFO, building decision-grade models for live transactions and capital raises. I’m available for discreet, white-label support when teams face bandwidth pressure or need help with a transaction model.
```

## About

```text
At The Provident Advisory, I work full-time as an external CFO to entrepreneurs, sponsors, search funds, and founders across the US, Europe, and the Middle East. I build decision-grade models for live transactions and capital raises, including integrated financial models and acquisition consolidation models.

At Burj Capital, I created financial models for wind and solar investments, including a wind-based IPP that achieved soft financial close. I also arranged debt and equity financing for a renewable energy portfolio.

Earlier, I analyzed corporate financing proposals at Al Baraka Bank Pakistan Ltd and maintained valuation models and sector research at Optimus Capital Management. My work spans M&A, project finance, real estate, model audits, and investor-ready financial materials.
```

## Experience

### Founder and Lead Consultant (current)

The Provident Advisory. Jul 2016 - Present

```text
I work full-time as an external CFO to entrepreneurs, sponsors, search funds, and founders across the US, Europe, and the Middle East.

My work focused on developing accounting systems as as well as on live transactions and capital raises — building decision-grade models under tight timelines.

Key Areas of Execution

- M&A & LBO Modelling
- Fully integrated 3-statement models
- LBO structures
```

### Investment Executive

Burj Capital. Nov 2018 - Jul 2022

```text
Burj Capital is a renewable energy development company focused on emerging markets.

• Originate, analyze and manage renewable energy investments – responsible for financial modelling tasks on an enterprise-basis.
• Created financial models depicting tariff pricing and investor returns for various live wind and solar investments utilizing various metrics such as NPV, IRR, Macros, etc.
• Created f
```

### Financial Modeller

Freelance. Jul 2013 - Jun 2015

```text
Worked as Financial Modeller at Freelance.
```

### Corporate Analyst

Al Baraka Bank Pakistan Ltd (formerly Burj Bank). Dec 2011 - Jul 2013

```text
Job entailed credit risk analysis of financing proposals for Large Corporates Clients. Specific areas covered include:

• Liaising with Corporate Business Group to understand client requirements viz-a-viz type of financing need, security offered, etc.
• Analysis of company financial strength through financial statements, balance sheet, cash flows etc.
• Understanding of Industry factors affectin
```

### Sell Side Equity Research Analyst

Optimus Capital Management. Oct 2009 - Feb 2011

```text
• Kept in touch with company and industry personnel to gain insight into companies under coverage.
• Maintained industry databases as well as valuation models.
• Conducted ad hoc research as and when needed.
• Keeping them up-to-date through research bulletins.
• Covered the Electricity, Fertilizer, Telecommunications and Petrochemical sectors.
```

### Investment Banking

Al Baraka Bank Pakistan Ltd (Formerly Dawood Islamic Bank). Sep 2008 - Sep 2009

```text
• Analyzed deals related to syndicated LCs, Club Financings, and Syndicated loans.
• Did internal advisory work pertaining to mergers and acquisitions.
• Dealt with various microfinance initiatives of the bank.
```

### Advisory - Investment Banking Intern

Dubai Islamic Bank. Jun 2007 - Jul 2007

```text
Conducted secondary research on investment climate of the country.
Updated banking sector database.
```

### Transaction Banking

[ABN AMRO Bank N.V.](https://himalayas.app/companies/abn-amro). May 2006 - Jun 2006

```text
Worked as Transaction Banking at ABN AMRO Bank N.V..
```

## Education

### Institute of Business Administration

Bachelor of Business Administration - BBA, Finance

### Udemy

Complete Financial Modeling for Project Finance in Excel

```text
Aug 2021
```

### CFA Institute

Chartered Financial Analyst (CFA)

```text
Aug 2013
```

### Global Association of Risk Professionals (GARP)

Financial Risk Management (FRM)

```text
Nov 2010
```

## Tech stack

- Microsoft Excel

To contact Bilal, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

## People also viewed

- [Abdullah Hafeez](https://himalayas.app/@abdullahhafeez): Head of Budgeting & Costing, Pakistan International Airlines
- [Saim Iqbal](https://himalayas.app/@saimiqbal1): Financial Analyst, SIO Logistics
- [Mohammad Umar Samir Karamat](https://himalayas.app/@mohammadumarsamirkar): Senior Manager Strategy & Investments, Terafort Limited
- [Abdullah Khan](https://himalayas.app/@abdullahkhan34): M&A Analyst, Sofer Advisors, LLC
- [Aizah Zafar](https://himalayas.app/@aizahzafar): Financial and Business Consultant, Saudi AZM
- [Ammar Zaidi](https://himalayas.app/@ammarzaidi): Senior Associate Finance, Antler Ventures MENAP Ltd.
- [Taha Habib](https://himalayas.app/@tahahabib): Assistant Manager, New Ventures, K Electric Ventures
- [Kalsoom Ijaz](https://himalayas.app/@kalsoomijaz): Financial Consultant, Burj Consulting
- [Ans Ejaz](https://himalayas.app/@ansejaz): Director Corporate Finance & Investments, Claymore Consultants
- [Maria Saeed](https://himalayas.app/@mariasaeed): Senior Analyst, Pakistan Petroleum Limited