# Bhavana T

Bhavana T is a remote worker on Himalayas, Principal Product Manager at Accenture / Kaiser Permanente, based in United States.

Source: https://himalayas.app/@bhavanat

```text
I build and scale B2B payments, fraud prevention, and regulated enterprise platforms.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | United States |
| Authorized to work in | United States |
| Salary expectations | 190k+ USD |
| Job categories | Product Manager, Business Architect, Director of Product |
| Skills | Product Strategy, Product Growth, Product Vision, Product Development, Roadmap Prioritization, Customer Discovery, Voice Of Customer, Pricing, Monetization, Revenue Forecasting, ROI Analysis, Go To Market Planning, Portfolio Rationalization, Product Migration, B2B SaaS, B2B2C, Commercial Payments, Card Products, Public Sector Payments, Travel, Procurement, Fraud Prevention, Transactional Risk, Audit Operations, Compliance Operations, Healthcare Compliance, Sustainable Products, ESG Products, Mobile Product Experiences, AI Product Strategy, Conversational AI, Chatbot, Machine Learning, Natural Language Processing, Rule Based Classification Models, KPI Design, OKR Design, Experimentation Frameworks, Transaction Data Analysis, ServiceNow GRC, REST API Design, SQL, Python, C#, API Integration, Azure, Microsoft Bot Framework, Infrastructure Scaling, Caching, Workflow Automation, Monitoring, Alerting, Jira, Confluence, Rally, Git, GitHub, Postman, Splunk, Power BI, Tableau, Roadmunk, Balsamiq, Lucidchart, Figma, Visual Studio |
| LinkedIn | https://linkedin.com/in/bhavt |

## About

```text
I've led B2B and B2B2C payments, fraud prevention, and regulated-product portfolios at Visa, Kaiser Permanente, Microsoft, and Accenture.

At Kaiser Permanente, I led consolidation of four conflict-of-interest compliance systems into a unified ServiceNow platform, saving $1.2M annually and reducing roughly four months of operational effort. I also designed risk-based disclosure workflows for a 200K+ employee workforce.

At Visa, I led public-sector commercial payments strategy across a $30B portfolio, restored invoice-match rates from 80% to 98% to preserve $2B in payment volume, and helped increase mobile virtual-payment adoption from 12% to 30%.

I've also grown fraud-prevention products, modernized APIs, automated operations, and launched sustainability MVPs. I'm an inventor with two issued payments patents and two trade secrets, and I organize Product Tank Seattle events.
```

## Experience

### Principal Product Manager (current)

Accenture / Kaiser Permanente. Jan 2024 - Present

```text
Led enterprise conflict-of-interest compliance transformation at Kaiser, defining a ServiceNow-based modernization strategy to replace fragmented legacy systems with standardized digital workflows, automation and AI-driven enhancements.
```

Skills: ServiceNow, GRC, Workflow-Automation, AI-Strategy, Compliance, Dataflow, Reporting

### Director of Product Management

[Visa Inc.](https://himalayas.app/companies/visa). Jul 2022 - Sep 2023

```text
Provided cross-functional product leadership across 4+ PMs on strategy for a public-sector payments portfolio serving 40+ customers and $30B in payment volume, strengthening customer retention, mobile adoption, and analytics-led commercialization.
```

Skills: Product-Strategy, Payments, Public-Sector, Voice-Of-Customer, Go-To-Market, Analytics, Mobile

### Principal Product Manager

[Visa Inc.](https://himalayas.app/companies/visa). Jul 2019 - Jun 2022

```text
Owned global Buyer Travel Services, a suite of fraud-prevention B2B2C products for minimizing false declines during cardholder travel, and adjacent 0-to-1 sustainability products, aligning Engineering, Data Science, Sales, and Marketing to grow revenue 185% YoY while rationalizing portfolio costs.
```

Skills: Fraud-Prevention, B2B2C, Product-Management, Data-Science, Revenue-Growth, Sustainability, APIs

### Senior Product Manager

[Visa Inc.](https://himalayas.app/companies/visa). Mar 2017 - Jun 2019

```text
Owned Buyer Travel Services, a global SaaS portfolio of fraud-prevention products helping banks minimize false declines during cardholder travel, setting product strategy and roadmap while driving API modernization, automation, and global product expansion.
```

Skills: Product-Strategy, API-Modernization, Automation, SaaS, Fraud-Prevention, Product-Roadmap

### Senior SDET

[Visa Inc.](https://himalayas.app/companies/visa)

```text
Senior SDET on the Authorize.NET API team at Visa, responsible for software development engineering in test.
```

Skills: SDET, API-Testing, Automation

### Senior SDET

[Microsoft Corporation](https://himalayas.app/companies/microsoft)

```text
Senior SDET on the Customer Care Framework team at Microsoft, responsible for software development engineering in test.
```

Skills: SDET, Testing-Automation, Customer-Service

## Education

### Visvesvaraya Technological University

Bachelor of Engineering, Computer Science

```text
Bachelor of Engineering in Computer Science from Visvesvaraya Technological University.
```

## Tech stack

- Postman
- Splunk
- Tableau
- Microsoft Bot Framework
- GitHub
- Lucidchart
- Figma
- Visual Studio
- Jira
- Python
- C#
- Confluence
- Roadmunk
- Git
- Balsamiq
- Microsoft Power BI
- SQL
- Power BI

To contact Bhavana, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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