# Babajide Aloba

Babajide Aloba is a remote worker on Himalayas, Innovation Manager at Union Bank of Nigeria, based in Nigeria.

Source: https://himalayas.app/@babajidealoba

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Digital innovation leader at Union Bank of Nigeria, scaling technology-enabled products across open banking and digital channels.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | Nigeria |
| Authorized to work in | Nigeria |
| Salary expectations | 30k+ USD |
| Job categories | Digital Innovation Executive, Open Banking, Product Manager, Growth Product Manager, ATM Product Manager |
| Skills | Digital Innovation, Open Banking, Fintech, Product Strategy, Product Roadmapping, Product Management, Product Incubation, Agency Banking, Virtual Banking, Digital Banking, Mobile Banking, USSD, ATM Product Management, Business Analysis, Agile Delivery |
| LinkedIn | https://linkedin.com/in/babajide-aloba-4563832a |

## About

```text
At Union Bank of Nigeria, I lead the digital innovation agenda, identifying, incubating, and scaling technology-enabled products, services, and business models. I work with Technology, Product, Risk, and Business teams to move digital propositions from concept to pilot and scale.

As Team Lead, Virtual Banking (SMS / WhatsApp / Chat), I led the innovation arm focused on re-imagining customer engagement through social and conversational channels. I also explored social banking propositions and new interaction models for retail customers.

As Open Banking & Fintech Officer, I owned product project implementation across Mobile, Online, and USSD channels, supporting the Bank’s retail digital businesses. I partnered with internal teams and external fintech and ecosystem players to advance open banking capabilities and digital channel performance.

Earlier, I led growth of Union Direct, managing approximately 100 deployment officers supporting a network of over 5,000 agents. I also owned ATM product management and strategic deployment, introduced third-party advertising on ATM screens as a revenue stream, and managed deposit mobilisation initiatives including Envelope Deposit.
```

## Experience

### Innovation Manager (current)

Union Bank of Nigeria. Apr 2026 - Present

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Lead the Bank's digital innovation agenda by identifying, incubating and scaling new technology-enabled products, services and business models. Champion experimentation and new digital propositions across the organisation, working with Technology, Product, Risk and Business teams.
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Skills: Digital-Innovation, Product-Strategy, Agile-Delivery, Stakeholder-Management, Experimentation

### Team Lead, Virtual Banking

Union Bank of Nigeria. Mar 2025 - Mar 2026

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Led the innovation arm of Virtual Banking focused on re-imagining customer engagement through social and conversational channels (SMS, WhatsApp, Chat). Drove exploratory work on social banking propositions and new interaction models.
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Skills: Virtual-Banking, SMS, WhatsApp, Chat, Customer-Engagement, Innovation

### Open Banking & Fintech Officer

Union Bank of Nigeria. Jan 2024 - Mar 2025

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Owned the product project implementation lifecycle across Mobile, Online and USSD channels, supporting growth of the Bank's retail digital businesses. Partnered with internal teams and external fintech/ecosystem players to advance open banking capabilities.
```

Skills: Open-Banking, Fintech, Product-Management, Mobile-Banking, USSD, Digital-Channels

### Growth Product Manager, Agency Banking

Union Bank of Nigeria. Mar 2023 - Jan 2024

```text
Led growth of Union Direct (Agency Banking product), managing a team of approximately 100 deployment officers supporting a network of over 5,000 agents nationwide. Focused on expanding agent coverage, improving agent productivity and driving transaction volumes.
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Skills: Agency-Banking, Product-Management, Team-Leadership, Agent-Networks, Growth-Strategy

### ATM Product Manager & Deployment Lead

Union Bank of Nigeria. Mar 2017 - Mar 2023

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Owned end-to-end product management and strategic deployment of the Bank's ATM network, ensuring high availability, reliability and customer experience. Introduced third-party advertising on ATM screens as a new revenue stream and managed deposit mobilisation initiatives.
```

Skills: ATM-Management, Product-Management, Deployment, Revenue-Generation, Agile, PRD文档撰写, Business-cases

## Education

### The Federal Polytechnic, Ado-Ekiti

Higher National Diploma, Computer Science. 2010 - 2015

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Pursued a Higher National Diploma in Computer Science from 2010 to 2015.
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## Tech stack

- WhatsApp
- SQL

To contact Babajide, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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