# Anamika Rajoria

Anamika Rajoria is a remote worker on Himalayas, Assistant Manager at EXL Services Inc., based in India.

Source: https://himalayas.app/@anamikarajoria

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Assistant Manager at EXL Services Inc. supporting Visa settlement risk, assessing 500+ counterparties with exposure above USD 30 billion.
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| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | India |
| Authorized to work in | India |
| Salary expectations | 14542k+ INR |
| Job categories | Credit Risk Analyst, Financial Analyst, Credit Analyst |
| Skills | Counterparty Risk Management, Wholesale Credit, Financial Institution Condition Analysis, Corporate Credit Analysis, CAMEL Analysis, Credit Risk Assessment, Risk Rating, Sovereign Analysis, Macroeconomic Analysis, Liquidity Risk, Asset Liability Management, Basel II III, Basel III, Financial Statement Analysis, Financial Modeling |
| LinkedIn | https://linkedin.com/in/anamikarajoria |

## About

```text
At EXL Services Inc., supporting Visa Inc.’s Global Settlement Risk work, I lead credit risk assessments across 500+ counterparties with aggregate exposure above USD 30 billion. I assess banks, FinTechs and commercial counterparties across Latin America and the Caribbean, Asia Pacific, CEMEA and Europe.

I lead a team of three analysts and own quality assurance, standard operating procedures and process design for the credit review cycle. My assessments use a CAMELS-aligned framework, alongside sovereign and macroeconomic analysis, to support internal risk ratings.

At Badaya & Co., Chartered Accountants, I performed concurrent audit work for Allahabad Bank and drafted internal audit reports. I’m a Chartered Accountant and received EXL Services Inc.’s Stellar Performer of the Year award in 2023, 2024 and 2025.
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## Experience

### Assistant Manager (current)

[EXL Services Inc.](https://himalayas.app/companies/exl). Nov 2022 - Present

```text
Lead credit risk assessments for 500+ counterparties with aggregate exposure exceeding USD 30 billion. Manage a team of three analysts, own quality assurance and process design, and conduct sovereign and macroeconomic analysis.
```

Skills: Counterparty-Risk-Management, Wholesale-Credit, CAMEL-Analysis, Risk-Rating, Financial-Institution-Condition-Analysis, Corporate-Credit-Analysis, Sovereign-and-Macroeconomic-Analysis, Liquidity-Risk, Asset-Liability-Management, Basel-II-III, Basel-III, S&P-Global, Moody'S-Analytics, Fitch, Financial-Statement-Analysis, Ratio-and-Trend-Analysis, Financial-Modeling, Cash-Flow-and-Leverage-Analysis, IFRS, IndAS, Team-Leadership, Quality-Assurance, Standard-Operating-Procedures, Process-Design, Stakeholder-Management, Cross-border-Collaboration, Advanced-SQL, Excel, MS-Access, XML, Financial-Statistical-Tools

### Chartered Accountancy Qualification and Professional Development

Institute of Chartered Accountants of India. Oct 2017 - Nov 2022

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Completed the CA Final qualification, building depth in financial reporting, valuation, economic laws, and financial analysis.
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Skills: Financial-Reporting, Valuation, Economic-Law-and-Policy, Financial-Analysis

### Articled Assistant

Badaya & Co., Chartered Accountants. Sep 2014 - Sep 2017

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Performed concurrent audit of Allahabad Bank, drafted internal audit reports, and managed direct and indirect tax compliance including GST filings and audits.
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Skills: Concurrent-Audit, Internal-Audit, ICAI-Standards, process-walkthroughs, Control-Testing, Income-Tax-Computation, GSTR-1, GSTR-3B, GST-Audit, Input-Tax-Credit-Reconciliation

## Education

### Institute of Chartered Accountants of India

Chartered Accountancy, Accounting

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Completed the CA Final qualification in July 2022, with an exemption in Economic Laws.
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### Maharani College, Rajasthan University

Bachelor of Commerce, Commerce

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Earned a Bachelor of Commerce degree in April 2016.
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### Institute of Chartered Accountants of India

Advanced Information Technology (AICITSS), Information Technology

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Completed Advanced Information Technology (AICITSS) training.
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### Institute of Chartered Accountants of India

Information Technology Training, Information Technology

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Completed Information Technology Training covering Advanced SQL, XML, and Financial Statistical Tools.
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### Institute of Chartered Accountants of India

Database Applications using MS-Access and Macros, Information Technology

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Completed training in Database Applications using MS-Access and Macros.
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## Tech stack

- XML

To contact Anamika, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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