# Almas Ali Almas Ali is a remote worker on Himalayas, Co-Founder & Chief Product Officer at NiveshPe (Futurewell Fintech Pvt Ltd), based in India. Source: https://himalayas.app/@almasali ```text Fintech product leader at NiveshPe who launched a multi-product wealth app and grew it to 24K+ installs. ``` | Detail | Value | | --- | --- | | Availability | Looking for a job | | Location | India | | Authorized to work in | India | | Salary expectations | 600k+ INR | | Job categories | AI Product Manager, Product, Product Analyst, Production Coordinator, Product Operations Manager, Product Operations Lead, Product Operations, Product Manager, Product Specialist, Product Marketer, Product Marketing Executive, Product Marketing Manager, Chief Product Officer (CPO), Director of Product, AI Product Manager | | Skills | Product Strategy, Product Management, Product Roadmapping, 0 To 1 Product Development, Go To Market Strategy, Product Analytics, Funnel Optimization, Product Prototyping, Product Requirements, Agile, Scrum, Product Experimentation, Regulatory Market Launches, B2B Payments, Cross Border Payments | ## What I'm looking for ```text AI PM / Forward-Deployed PM. I prototype with Claude Code (working apps, web pages, agent flows), validate with users and customers, then hand off to engineering. 10+ yrs in fintech, two-time founder. Want a builder culture and real ownership. Remote from India; open to travel. ``` ## About ```text At NiveshPe, I lead product, design and engineering for an AI-assisted wealth platform, taking a multi-product finance app from incorporation to launch. It reached 24K+ installs, 8.7K+ registered users and 1,200+ SIP registrations, with ₹80L+ in gross investments in seven months. At PayMate, I launched B2B payment products across four APAC markets and cut go-to-market time from 90 to 30 days. Earlier, I co-founded Z2P, where I designed and launched a P2P lending platform that reached 1M+ downloads, a ₹100 Cr loan book and a 1.6% default rate before its acquisition by PayMate. ``` ## Experience ### Co-Founder & Chief Product Officer (current) NiveshPe (Futurewell Fintech Pvt Ltd). Oct 2025 - Present ```text Led product direction from incorporation to live Android/iOS apps in ~10 weeks, then expanded into mutual funds, SIPs, insurance automation, pre-IPO investing, and more. Designed the advisory engine, AI features, and integrated 15+ regulated rails. ``` Skills: Product-Leadership, Roadmapping, AI, Claude, LLM-Training-Pipelines, Mutual-Funds, SIP, KYC, SEBI, AMFI, BSE-StAR-MF, MF-Central, CAMS, Razorpay-UPI-AutoPay, ENACH, SuprSend, CleverTap, Firebase, GA4, Branch, Meta-Ads, Google-Ads, ASO, SEO ### Lead Product Manager PayMate India Limited. Apr 2024 - Oct 2025 ```text Led PMs, product owners, designers, and engineers across 7+ cross-functional squads; revamped 5+ regional web and mobile platforms. Led B2B payments product launches across 4 APAC markets, cutting go-to-market time by 67%. ``` Skills: Product-Management, B2B-Payments, Cross-Border-Payments, ERP-Integration, Taulia, Oracle, NPCI, Bharat-Connect, Global-Fintech-Fest, SIDEC ### Senior Manager – Product Delivery PayMate India Limited. Jun 2022 - Mar 2024 ```text Reduced OTP and bank-verification failures by 60% through fallback vendor systems with automated alerts. Improved KYC funnel conversion by 20% and led UAE, Singapore, and Australia rollouts with localised compliance. ``` Skills: Product-delivery, KYC, Compliance, Firebase, GA4, Branch, CleverTap, MIS-Reporting ### Senior Manager – Product & Operations PayMate India Limited. Nov 2019 - May 2022 ```text Launched the MVP app for India and UAE, driving 300K+ SME registrations in the first 12 months. Conceptualised and launched an industry-first in-app GST challan payment flow, adding ₹20L in revenue in its first quarter. ``` Skills: Product-Management, Operations, MVP, GST, Fraud-Detection, CRM, WhatsApp-Business-Chatbots, KYC ### Co-Founder & Chief Lending and Investment Officer Z2P. Aug 2016 - Oct 2019 ```text Designed and launched one of India's top P2P lending platforms: 1M+ downloads, 60K+ loans, a ₹100 Cr loan book and a 1.6% default rate. Built the MVP and owned the product roadmap, UI, lender portal, KYC workflows, and user growth channels. ``` Skills: Peer-to-Peer-Lending, Product-Management, MVP, KYC, Portfolio-Management, NBFC-Partnerships, Compliance, Team-Leadership ## Education ### VIT University Bachelor of Technology, Civil Engineering. 2012 - 2016 ```text Pursued a Bachelor of Technology in Civil Engineering from VIT University, Vellore, graduating in 2016. ``` ## Tech stack - Google Tag Manager - Postman - React Native - Expo - Google Analytics - Mixpanel - Figma - Jira - Linear - React - Python - HTML5 - CSS 3 - Amplitude - Confluence - Firebase - Zapier - Google Ads - OpenAI API - N8N - Make - SuprSend - Claude Code - Power BI - AWS - REST APIs - Claude API To contact Almas, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire). ## People also viewed - [Subhadip Samanta](https://himalayas.app/@subhadipsamanta): Senior Product Manager, Biz2X Platforms - [divyansh bengani](https://himalayas.app/@divyanshbengani): Product Manager, PhonePe - [Adithya R](https://himalayas.app/@adithyar): Senior Product Manager, M2P Fintech Private Limited - [Meenal Tiwari](https://himalayas.app/@meenaltiwari): Senior Product Manager, JM Financial - [Riya Gupta](https://himalayas.app/@riyagupta4): Independent Product Work, Self Employed - [Sourav Sharma](https://himalayas.app/@souravsharma27): Lead Business Analyst – Cards, Lending & Platform, Freecharge (Axis Bank Group) - [Shubhankar Gautam](https://himalayas.app/@shubhankargautam): Product Lead, Merchant Onboarding & Digital Journeys, BillDesk - [Shivani Badhan](https://himalayas.app/@shivanibadhan): Product Manager (Founding PM), Repaio - [Ron Sebastian](https://himalayas.app/@ronsebastian): Product Manager In person payments lead for APAC, Adyen - [Nawaz Dalwai](https://himalayas.app/@nawazdalwai): Product Manager, Retire100 by HDFC Life