# Ajay B J

Ajay B J is a remote worker on Himalayas, Independent Product Builder at Self Employed, based in India.

Source: https://himalayas.app/@ajaybj1

```text
Payments operations professional at Razorpay who reduced POS onboarding support inquiries by 40% and launched four live products.
```

| Detail | Value |
| --- | --- |
| Availability | Looking for a job |
| Location | India |
| Authorized to work in | India |
| Salary expectations | 107k+ INR |
| Job categories | Business Operations and Payments Operations, Business Operations Manager, Risk Operations Analyst, Product Builder |
| Skills | Payments Operations, Merchant Onboarding, POS Operation, MID TID Management, POS Configuration, Device Onboarding, Bank Integration, KYC, AML, Risk Checks, Fraud Monitoring, Transaction Laundering Detection (TLD), Transaction Monitoring, Reconciliations, Operational Reporting |
| Website | https://ajay-bj-portfolio.netlify.app |
| Portfolio | https://ajay-bj-portfolio.netlify.app |
| LinkedIn | https://linkedin.com/in/ajay-b-j |

## About

```text
At Razorpay, I developed SOPs and training resources for Kotak Bank and YES Bank POS merchant onboarding, reducing support inquiries by 40%. I also handled MID/TID setup, device mapping, KYC and risk validation, and reconciliation.

As an Independent Product Builder, I built and launched four live products, from a job-search tracker to a restaurant ordering platform with payments. I wrote product specifications, made architecture and business decisions, set up cloud services, and tested features end to end.
```

## Experience

### Independent Product Builder (current)

Self Employed. Sep 2026 - Present

```text
Built and launched four live web products with AI-assisted development, owning requirements, testing, and delivery.
```

Skills: Next.js, React, TypeScript, Supabase, Firebase, REST-APIs, Gemini-API, Chrome-extensions, Claude-Code, GitHub-Actions

### Business Operations (Payments & POS)

[Razorpay](https://himalayas.app/companies/razorpay). May 2025 - Aug 2026

```text
Developed SOPs and managed MID/TID creation, device onboarding, KYC verification, and reconciliation. Reduced support inquiries by 40% and built operational dashboards.
```

Skills: Merchant-Onboarding, POS-Configuration, MID-TID-Mapping, KYC, AML, Risk-Checks, Reconciliations, Freshdesk, Excel, Google-Sheets, AI-Tools

### Risk Operations

G2 Risk Solutions. Aug 2024 - Apr 2025

```text
Monitored merchant transactions for suspicious patterns and policy violations, supported global onboarding, and implemented enhanced risk monitoring protocols leading to a 7% increase in early fraud detection.
```

Skills: Transaction-Laundering, Risk-Analysis, KYC, AML, Fraud-Monitoring, Compliance, Documentation

## Education

### New Horizon College of Engineering

Bachelor of Engineering, Information Science & Engineering

```text
Bachelor of Engineering in Information Science and Engineering, graduated in 2024.
```

## Tech stack

- GitHub
- GitHub Actions
- FileZilla
- Next.js
- React
- Python
- Firebase
- Google Sheets
- Vercel
- TypeScript
- Git
- SQL
- FreshDesk
- Supabase
- Razorpay
- Claude Code
- ChatGPT
- Power BI
- Google Gemini
- REST APIs

To contact Ajay, message them from this profile with a Himalayas employer account: [Hire on Himalayas](https://himalayas.app/hire).

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